SBA 7a and 504 Loans for Businesses in NY and NJ

WCK Financial Lending offers SBA 7a and 504 loan programs to new and existing small businesses throughout the NY and NJ area. Our team can expedite SBA loan requests for businesses in NY and NJ to ensure funds are available without unnecessary delays. SBA loans from WCK Financial Lending offer the following benefits:

• Loan amounts as high as $5 million
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

SBA Loans for Commercial Real Estate in NY and NJ

SBA 7a and 504 loan programs from WCK Financial Lending can be used for a number of commercial real estate transactions and projects in NY and NJ. Our SBA loans can be used for for property acquisitions, renovations, build-outs, and construction, including but not limited to the following types of commercial real estate:

• Automobile repair and maintenance centers
• Car dealerships
• Convenience stores and gas stations
• Daycare and child care facilities
• Dry cleaners
• Franchise businesses
• Medical, dental, and veterinary practices
• Mixed-use properties
• Motels and hotels
• Owner-occupied real estate
• Office space
• Restaurants and entertainment venues
• Retail space
• Truck stops

SBA Loans for Equipment and Large Business Assets in NY and NJ

At WCK Financial Lending, we provide SBA loans so businesses can get the equipment they need. Businesses in NY and NJ can use our SBA loan programs for a wide range of equipment, including but not limited to:

• Computers, workstations, and servers
• Construction and landscaping equipment
• Delivery vehicles and vans
• Diagnostic tools
• Dry cleaning equipment
• Industrial machinery and vehicles
• Laundromat equipment
• Manufacturing tools and machinery
• Office fixtures and equipment
• Printing and binding machinery
• Software licenses
• Trucks and trucking equipment
• Restaurant appliances

SBA Loans for Mergers and Acquisitions in NY and NJ

Businesses in NY and NJ use mergers and acquisitions when they want to achieve rapid growth and increase their revenue. WCK Financial Lending offers SBA loans for mergers and acquisitions in NY and NJ that feature:

• LTV up to 80%
• Approvals in as fast as two days
• No prepayment penalties
• No balloon payments
• Full amortization