HUD and FHA Loans for Properties in Houston, TX

WCK Financial Lending offers HUD and FHA loans that can be used for an array of property types, including:

• Assisted living facilities
• Medical practices and healthcare centers
• Senior housing
• Multifamily dwellings

HUD and FHA Loans from WCK Financial Lending feature:

• Financing from $2 million on up to $50 million
• Non-recourse options
• Permanent funding
• Credit enhancements
• Full amortizations
• Low permanent fixed rates
• Fully assumable
• Integrated construction

CMBS Loans

WCK Financial Lending offers commercial mortgage-backed securities (CMBS) loans with more generous terms and higher LTV than traditional loan structures. Our CMBS loans for revenue-generating properties in Houston, TX include:

• Loan amounts up to $50 million
• Low fixed rates
• LTV up to 80%
• Terms up to 30 years

SBA 7a and 504 Loans for Commercial Real Estate in Houston, TX

WCK Financial Lending offers SBA 504 and 7a loans for commercial property transactions and projects throughout the Houston area. Our SBA loans can be used for a variety of property types and feature: 

• Loan amounts as high as $5 million
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

 Equity and Mezzanine Financing 

Equity and mezzanine financing from WCK Financial Lending can be used for large and high-net worth property investments and projects in Houston, TX. Our equity and mezzanine loans start at $50 million and can be scaled up to fit transactions and projects of any size. We offer multiple repayment methods, such as: 

• Payable-in-Kind (PIK) interest
• Equity stake
• Cash interest 

Construction Loans for Projects in Houston, TX

WCK Financial Lending offers permanent funding for large and new construction projects in the Houston area. Construction loans from WCK Financial Lending include: 

• Loan amounts from $2 million to $100 million
• Terms up to 5 years
• Fixed interest rates
• Amortizations up to 25 years
• No upfront fees
• Funds available within 45 days
• Collateral considered: Land, real estate, and equipment

Conventional Loans for Commercial Properties 

WCK Financial Lending offers conventional loans for stabilized commercial properties in Houston, TX. Our conventional loans feature: 

• Financing up to $100 million
• Up to 75% LTV
• Terms up to 10 years
• Amortizations up to 30 years

Bridge Loans for Commercial Real Estate in Houston, TX

 Bridge loans from WCK Financial Lending are versatile, and can be used for a wide range of commercial projects and transactions, such as: 

• Construction
• Short sales
• Partner buyouts
• Recapitalizations
• Time-sensitive opportunities 

Our bridge loans include:

• Financing up to $100 million
• Variable interest rates
• Fast closings
• LTV up to 80%
• Generous terms
• Interest-only amortization