Commercial Real Estate Financing Solutions in St. Louis, MO

From Central West End to The Hill, Downtown, McKinley Heights, and all points in between, St. Louis, MO offers a variety of commercial real estate opportunities to investors and property developers. WCK Financial Lending works directly with commercial real estate investors and developers at all levels throughout St. Louis, MO to provide customized funding solutions for:

  • Property acquisitions
  • New construction
  • Large development projects
  • Refinancing
  • Renovations and build-outs

HUD and FHA Loans for Properties in St. Louis, MO

WCK Financial Lending offers HUD and FHA loans that can be used for various designated property types, such as:

  • Assisted living facilities
  • Medical practices and healthcare centers
  • Senior housing
  • Multifamily dwellings 

HUD and FHA Loans from WCK Financial Lending feature: 

  • Financing from $2 million on up to $50 million
  • Non-recourse options
  • Permanent funding
  • Credit enhancements
  • Full amortizations
  • Low permanent fixed rates
  • Fully assumable
  • Integrated construction 

CMBS Loans

WCK Financial Lending offers CMBS loans with more generous terms and higher LTV than traditional loan structures. Our CMBS loans for revenue-generating properties in St. Louis, MO include: 

  • Loan amounts up to $50 million
  • Low fixed rates
  • LTV up to 80%
  • Terms up to 30 years

SBA 7a and 504 Loans for Commercial Real Estate in St. Louis, MO

WCK Financial Lending offers SBA 504 and 7a loan programs for commercial real estate transactions and projects throughout the St. Louis area. Our SBA loans feature:

  • Loan amounts as high as $5 million
  • Low interest rates
  • Full amortizations
  • Fixed and variable rate options
  • No penalties for prepayment
  • Loan-to-value between 80% and 90%
  • Prequalifications within 48 hours
  • Terms up to 25 years
  • No balloon payments 

Equity and Mezzanine Financing 

Equity and mezzanine financing from WCK Financial Lending can be used for large and high-net worth property investments and projects in St. Louis, MO. Our equity and mezzanine loans start at $5 million and can be scaled up to fit transactions and projects of any size. We offer multiple repayment methods, such as:

  • Payable-in-Kind (PIK) interest
  • Equity stake
  • Cash interest

Construction Loans for Projects in St. Louis, MO

WCK Financial Lending offers permanent funding for new and large-scale construction projects in the St. Louis area. Construction loans from WCK Financial Lending include:

  • Loan amounts from $2 million to $100 million
  • Terms up to 5 years
  • Fixed interest rates
  • Amortizations up to 25 years
  • No upfront fees
  • Funds available within 45 days
  • Collateral considered: Land, real estate, and equipment 

Conventional Loans for Commercial Properties

WCK Financial Lending offers conventional loans for stabilized commercial properties in St. Louis, MO. Our conventional loans feature: 

  • Financing up to $100 million
  • Up to 75% LTV
  • Terms up to 10 years
  • Amortizations up to 30 years 

Bridge Loans for Commercial Real Estate in St. Louis, MO

Bridge loans from WCK Financial Lending are versatile, and can be used for a wide range of commercial projects and transactions, such as:

  • Construction
  • Short sales
  • Partner buyouts
  • Recapitalizations
  • Time-sensitive opportunities 

Our bridge loans include:

  • Financing up to $100 million
  • Variable interest rates
  • Fast closings
  • LTV up to 80%
  • Generous terms
  • Interest-only amortization

Get Started Today

If you need funding for commercial real estate in St. Louis, contact the team at WCK Financial Lending.

  • This field is for validation purposes and should be left unchanged.

Phone: 213-283-2522
Toll Free: 833-455-5700


355 S Grand Ave, Suite 2450
Los Angeles, CA 90071