Stated Income Commercial Real Estate

Tap Into the Benefits of a Stated Income Commercial Real Estate Loan

Getting a loan for your commercial real estate project can be challenging. Lenders are even stricter with commercial borrowers. If you have an imperfect credit history or multiple active loans, it can feel impossible to get a real estate loan. Fortunately, there is a solution: a stated income commercial real estate loan from WCK Financial Lending. You can use these funds for purchases, refinancing, renovations or even debt consolidation. Stated income is the better way to borrow.
What To Expect Traditional real estate loans are slow-moving with very strict requirements for borrowing. It can seem like there is a mountain of paperwork to submit for only a slim chance of getting a loan. Curiously, most traditional approval processes barely consider the value of the property in question. A stated income loan works a little differently. The approval process is greatly simplified because the real estate takes center stage. Rather than evaluating your ability to repay the loan, we look at the building’s income potential. If it can generate enough value to cover the mortgage, taxes and insurance, there is a high chance you will be approved. This is a faster and easier process. Key Details If a stated income loan from WCK Financial Lending seems like a good fit for you, we are excited to discuss the possibility with you. These are a few details that you need to know.
  • Available for all types of buildings including warehouses, apartments, offices, restaurants and more
  • Qualifying credit scores as low as 600
  • Loan amounts up to $500,000
  • Loan-to-value ratios up to 75% for multifamily and mixed-use properties with at least five units
  • Fixed rates
  • 25-year, amortized loans
  • Funds can be used for a variety of business purposes
  • Only W-2 or self-employment documentation needed
Apply Today Are you ready to give your company some extra room to grow? Give WCK Financial Lending a call today to open your application.
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Phone: 213-283-2522
Toll Free: 833-455-5700


355 S Grand Ave, Suite 2450
Los Angeles, CA 90071