SBA Loan

Is an SBA Loan the Next Step for Your Company?

At WCK Financial Lending, we understand that small business owners often need their loans applications to be processed as quickly as possible. Our small business loan program allows us to handle time-sensitive financing needs promptly while still keeping these loans affordable.  
What Is the Small Business Administration? The SBA is a government agency that guarantees certain loans for small businesses. This makes funding more accessible for entrepreneurs because it minimizes lenders’ financial risk. SBA loans may feature either a fixed or a variable interest rate and can vary greatly in amount. Developing companies may be able to take advantage of 7(a) loans, 504 loans, and microloans. How Could an SBA Loan Benefit Your Business? Rest assured that small business loans are compatible with companies in a long list of industries, including healthcare practices, hotels, auto repair shops, and gas stations. On top of that, you may be able to use your loan in a variety of ways:
  • Refinancing or consolidating debt
  • Building or purchasing new premises
  • Renovating current premises
Additionally, many entrepreneurs use their loan to finance equipment. If you use printers, computers, medical devices, manufacturing gear, or some other kind of equipment, your funds can help you stay fully stocked on the items you need. Which Loan Is Right for You? At WCK Financial Lending, we offer two main kinds of small business loans. The first is known as an existing business acquisition loan. Your established company can qualify for this option by demonstrating strong management and cash flow. These loans have several advantageous features:
  • Prequalification in as little as 48 hours
  • LTV of as much as 80%
  • 15-year terms
  • No prepayment penalties
  • Amortization
For other financial needs, we offer a more generalized type of loan. This loan is similar to an existing business acquisition loan in many ways, though there are a few key differences:
  • Fixed and variable rates available
  • LTV of as much as 90%
  • 25-year terms
  • Amounts of as much as $5 million
Apply Today Are you ready to give your company some extra room to grow? Give WCK Financial Lending a call today to open your application.
  • This field is for validation purposes and should be left unchanged.

Phone: 213-283-2522
Toll Free: 833-455-5700


355 S Grand Ave, Suite 2450
Los Angeles, CA 90071