HUD and FHA Loans for Properties in NY and NJ

WCK Financial Lending offers HUD and FHA loan programs that can be used for various property types, including:

• Assisted living facilities
• Medical practices and healthcare centers
• Senior housing
• Multifamily dwellings

HUD and FHA Loans from WCK Financial Lending feature:

• Financing from $2 million on up to $50 million
• Non-recourse options
• Permanent funding
• Credit enhancements
• Full amortizations
• Low permanent fixed rates
• Fully assumable
• Integrated construction 

CMBS Loans

WCK Financial Lending offers CMBS loans with more generous terms and higher LTV than traditional loan structures. Our commercial mortgage-backed securities loans include:

• Loan amounts up to $50 million
• Low fixed rates
• LTV up to 80%
• Terms up to 30 years

SBA 7a and 504 Loans for Commercial Real Estate in NY and NJ

WCK Financial Lending offers SBA 504 and 7a loan programs for commercial properties throughout the NY and NJ areas. Our SBA loans feature:

• Loan amounts as high as $5 million
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

Equity and Mezzanine Financing

WCK Financial Lending offers equity and mezzanine solutions for large commercial property transactions and projects that do not fit easily within traditional debt-based loans. Our equity and mezzanine loans start at $5 million and can be scaled up to fit transactions and projects of any size in the NY and NJ area. We offer multiple repayment methods, such as: 

• Payable-in-Kind (PIK) interest
• Equity stake
• Cash interest

 Construction Loans for Projects in NY and NJ 

WCK Financial Lending offers ongoing to permanent funding for construction projects throughout NY and NJ. Construction loans from WCK Financial Lending include: 

• Loan amounts from $2 million to $100 million
• Terms up to 5 years
• Fixed interest rates
• Amortizations up to 25 years
• No upfront fees
• Funds available within 45 days
• Collateral considered: Land, real estate, and equipment

Conventional Loans for Commercial Properties

WCK Financial Lending provides conventional loans for stabilized and commercial properties in NY and NJ. Our conventional loans feature: 

• Financing up to $100 million
• Up to 75% LTV
• Terms up to 10 years
• Amortizations up to 30 years

 Bridge Loans for Commercial Real Estate in NY and NJ

Bridge loans from WCK Financial Lending can be used for an array of commercial projects and transactions in NY and NJ, including but not limited to: 

• Construction
• Short sales
• Partner buyouts
• Recapitalizations
• Time-sensitive opportunities 

Our bridge loans include:

• Financing up to $100 million
• Variable interest rates
• Fast closings
• LTV up to 80%
• Generous terms
• Interest-only amortization