SBA 7a and 504 Loans for Businesses in Charlotte, NC

WCK Financial Lending offers SBA 7a and 504 loans to small businesses throughout the Charlotte area. We can expedite SBA loan requests for small businesses in Charlotte, NC to ensure funds are available without unnecessary delays or long processing times. SBA loans from WCK Financial Lending offer the following benefits: 

• Loan amounts as high as $5 million
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

SBA Loans for Commercial Real Estate in Charlotte, NC

SBA 7a and 504 loan programs from WCK Financial Lending can be used for a wide range of commercial real estate transactions and projects in Charlotte, NC. Our SBA loans can be used to purchase, renovate, and build on commercial properties, including but not limited to the following:

• Automobile repair and maintenance centers
• Car dealerships
• Convenience stores and gas stations
• Daycare and child care facilities
• Dry cleaners
• Franchise businesses
• Medical, dental, and veterinary practices
• Mixed-use properties
• Motels and hotels
• Owner-occupied real estate
• Office space
• Restaurants and entertainment venues
• Retail space
• Truck stops 

SBA Loans for Equipment and Large Business Assets in Charlotte, NC

 At WCK Financial Lending, we understand how important it is for local businesses to have access to the equipment they need for productivity and growth. Businesses in Charlotte, NC can use our SBA loan programs for a wide range of equipment, including but not limited to:

• Computers, workstations, and servers
• Construction and landscaping equipment
• Delivery vehicles and vans
• Diagnostic tools
• Dry cleaning equipment
• Industrial machinery and vehicles
• Laundromat equipment
• Manufacturing tools and machinery
• Office fixtures and equipment
• Printing and binding machinery
• Software licenses
• Trucks and trucking equipment
• Restaurant appliances

SBA Loans for Mergers and Acquisitions in Charlotte, NC

When businesses in Charlotte want to achieve rapid growth, mergers and acquisitions are the answer. WCK Financial Lending offers SBA loans for mergers and acquisitions in Charlotte that feature:

• LTV up to 80%
• Approvals in as fast as two days
• No prepayment penalties
• No balloon payments
• Full amortization